Welcome to Virgo season, star seeds! As we transition from the dazzling spotlight of Leo season to Virgo’s methodical and purposeful energy, it’s the perfect moment to get your finances in order.
Virgo, the mutable sign ruled by Mercury, governs not just our daily routines but also our approach to commerce and currency. September is prime time to recalibrate your spending habits and set financial goals. Let’s dive into how you can harness Virgo’s energy to boost your financial well-being.
Why Virgo Season is the Perfect Time for Financial Planning
As the sun shifts into Virgo, we’re encouraged to focus on practicality and precision. This mutable sign’s influence makes it an ideal period for setting realistic financial goals and refining our money management strategies.
Virgo’s influence promotes organisation and efficiency, which can help you:
- Create a Budget: Establish a budget that balances savings with enjoyment.
- Reframe Saving: View saving as a form of self-care.
- Find Accountability: Engage with partners to stay on track with financial goals.
1. Build a Livable Budget
During Virgo season, it’s time to cut the excess and streamline your spending. Cleo, the world’s first AI finance assistant, emphasises the importance of creating a budget that doesn’t restrict your enjoyment but keeps you financially healthy.
Tips for a Practical Budget:
- Eliminate Takeout: Virgo season supports cutting unnecessary expenses like frequent takeout. Plan meals ahead to avoid impulse spending.
- Sell Unused Items: Declutter your space and your finances. List clothes, games, and records you no longer use on platforms like Depop, Vinted, or eBay.
Why it Matters:
- A tidy space and extra cash can form the foundation of a small emergency fund. It’s a simple yet effective way to improve both your environment and your financial situation.
2. Reframe Saving as Self-Care
Building savings is more than just a financial strategy; it’s an act of self-care. Cleo suggests setting aside 3-6 months’ worth of living expenses in a separate account.
Benefits of a Savings Fund:
- Financial Security: A dedicated savings pot provides a safety net, reducing stress about unexpected expenses.
- Confidence: Having savings means making choices based on preference, not necessity.
Cleo’s Insight:
- “When it comes to your money, giving yourself a financial safety net is about one thing: self-care. It gives you the confidence and financial security to make choices you want to make, rather than being forced into ones you have to make.”
3. Find an Accountability Partner
Virgos are known for their meticulousness, which can sometimes lead to overthinking and anxiety about finances. Cleo highlights that 83% of millennials struggle to discuss finances openly.
How to Find Support:
- Share with a Friend: Discuss your financial goals and challenges with a trusted friend.
- Use Financial Apps: Tools and apps can help you stay accountable and track your progress.
Why Accountability Helps:
- Having someone to share tips with and hold you accountable can alleviate the stress of financial planning and encourage better habits.
Conclusion: Embrace Virgo’s Energy for Financial Success
Virgo season is your chance to get serious about your financial health. By building a livable budget, reframing saving as self-care, and finding an accountability partner, you can set yourself up for success.
Embrace Virgo’s practical energy to fine-tune your financial strategies and move into the new season with confidence. Remember, financial health is a journey, and Virgo’s energy provides the perfect momentum to get started.
