Check If Your Social Security Number Was Stolen in the National Public Data Breach

The recent National Public Data breach has raised concerns for millions. This massive data theft, reported to involve up to 2.9 billion records, has left many wondering if their Social Security number was compromised. Here’s how you can check if your information was part of the breach and what steps you should take to protect yourself.

Understanding the National Public Data Breach

In December 2023, a significant data breach at National Public Data exposed personal information, including Social Security numbers. According to an August statement from the data broker, the breach was caused by a “third-party bad actor” who accessed and leaked the data on the dark web. National Public Data, which sources personal details from various public and private records, had its security compromised by a cybercriminal group named USDoD.

Key points to note:

• Scope of the Breach: Up to 2.9 billion records, including Social Security numbers, names, emails, and addresses, were reportedly stolen.
• Investigation: The House Committee on Oversight and Accountability has launched an investigation into the breach. National Public Data is cooperating with law enforcement and has issued guidance for those affected.

How to Check if Your Social Security Number Was Stolen

If you’re worried that your Social Security number might be among the stolen data, here’s how you can check:

1. Use Online Lookup Tools: Two reliable tools can help you determine if your information was part of the breach:

   • npdbreach.com: Powered by Atlas Privacy, this tool allows you to check if your Social Security number is in the stolen database.
   • npd.pentester.com: Offered by Pentester, this site provides a similar check without needing to enter your Social Security number.

   Both tools are straightforward to use and will search different parts of the breached data. Neither requires you to input your Social Security number, ensuring your privacy while you check.

Steps to Protect Your Personal Information

If you discover that your Social Security number was part of the breach, it’s crucial to act quickly:

1. Monitor Your Financial Accounts: Regularly check your bank and credit card statements for any unfamiliar transactions. This helps you spot potential misuse early.

2. Check Your Credit Reports: Obtain a free credit report from each of the three major credit bureaus—Equifax, Experian, and TransUnion. Look for any unusual activity, like new accounts you didn’t open.

3. Sign Up for Credit Monitoring: Enrol in a credit monitoring service to keep a constant eye on your credit reports and receive alerts about suspicious activities. These services often provide additional identity theft protection features.

4. Place Fraud Alerts: Consider placing fraud alerts on your credit reports to warn potential creditors that your information might be compromised. This makes it harder for someone to open new accounts in your name.

What to Do If You Suspect Your Social Security Number Has Been Stolen

If you suspect your Social Security number has been stolen, follow these steps to safeguard your identity:

1. Create an Online Social Security Account: This prevents someone else from creating an account using your number. You can manage your Social Security records and monitor for any unauthorised changes.

2. Visit IdentityTheft.gov: Fill out a form to receive a personal recovery plan that guides you through the process of addressing and recovering from identity theft.

3. Contact the IRS: Notify the Internal Revenue Service if you suspect your number is being used to file fraudulent tax returns or secure tax refunds.

4. File a Complaint with the Internet Crime Complaint Center (IC3): Report the crime to IC3 to aid in the fight against cybercrime.

5. Review Social Security Statements: Contact the Social Security Administration to review your statements and check for any unusual activity.

When to Consider Getting a New Social Security Number

A new Social Security number is a last resort and should be considered only if:

• You’ve Taken All Steps: You’ve followed all recommended steps and still find evidence of misuse.
• Proof of Misuse: You need to provide proof that your number continues to be used by someone other than yourself.

The Social Security Administration makes it difficult to obtain a new number without clear evidence of ongoing misuse.

Preventing Future Identity Theft

To reduce your risk of future identity theft, consider these preventative measures:

• Store Your Social Security Card Safely: Keep your card in a secure place and memorise your number.
• Be Cautious with Personal Information: Avoid sharing your Social Security number unnecessarily. When required, use secure methods to transmit this information.
• Verify Requests: Be wary of unsolicited requests for your Social Security number, especially over email or phone.
• Use Two-Factor Authentication: Protect your online accounts with two-factor authentication to enhance security.

Additional Tips for Keeping Your Data Safe

Identity theft can occur in various ways, including:

• Physical Theft: Stolen wallets or purses.
• Mail Theft: Rummaging through mail for personal data.
• Digital Theft: Cyberattacks and phishing scams.

Always safeguard your information and be vigilant about monitoring your accounts and credit reports.

Conclusion

With the National Public Data breach affecting millions, it’s essential to stay vigilant and proactive in protecting your personal information. By checking if your Social Security number was compromised and taking steps to secure your data, you can minimise the risk of identity theft and safeguard your financial health.

Useful Links:

• National Public Data Breach Information
• Check if Your Data Was Stolen
• IdentityTheft.gov
• Credit Monitoring Services
• Social Security Administration