Should You Join Costco Before the Holidays? Here’s How to Save Big on Gifts & Groceries

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As we settle into autumn, many of us are still savouring the crisp weather and vibrant leaves. But the winter holidays? They’re closer than you think! This is the perfect time to start planning your holiday shopping strategy if you want to stretch your budget. If you’re seeking ways to save, a Costco membership could be one of the smartest moves you make this season.

For those unfamiliar, a Gold Star membership at Costco costs around £65 a year, while an Executive membership is £130 and offers an additional 2% cash back on purchases. But the question stands: Can a Costco membership actually help you save during the holidays? Let’s explore some of the best perks Costco offers to make this season festive without breaking the bank.


1. Score Discounted Gift Cards to Maximise Your Budget

Gift cards are a holiday lifesaver—they’re easy, versatile, and appreciated. At Costco, the best part is you can find gift cards below face value. This perk alone can justify the membership.

For example:

  • Right now, you can get four £25 IHOP gift cards for £80. That’s a £20 saving straight away!
  • It’s not just restaurants. Costco offers gift cards for gaming sites, theatres, and popular retail brands.

Why It’s Worth It: If you’re planning to give multiple people gift cards this year, you’ll see instant savings just by purchasing at Costco.


2. Find Affordable Gift Baskets for an Easy Yet Thoughtful Gift

Gift baskets are perfect when you’re not quite sure what to give. Costco makes it even easier by offering a wide variety at prices that are typically far lower than other stores.

Some highlights:

  • Foodie Favourites: From luxury chocolates to gourmet cheeses, Costco has baskets that cover all tastes.
  • Budget-Friendly Bundles: You can find selections under £30, which look impressive and festive without the big price tag.

Pro tip: Use the right credit card for additional cash back on Costco purchases. This way, you can double up on savings—click here for the best credit cards for Costco.


3. Save Big on Holiday Meals and Groceries

Hosting holiday meals is expensive, but Costco makes it far more manageable. Buying in bulk for the holiday season is a lifesaver, and with Costco’s prices, you can cater without overspending.

What’s on offer:

  • Bulk Ingredients: From baking essentials to fresh produce, Costco is ideal for stocking up. Think holiday baking with quality ingredients that cost much less in large quantities.
  • Ready-Made Treats: Costco’s bakery has seasonal pies, cakes, and pastries that rival local bakeries at a fraction of the price.
  • Disposable Tableware: If you’re dreading the holiday clean-up, Costco has affordable options for bulk paper plates, cutlery, and cups. For example, a 360-count of plastic cutlery costs just £18.49 at Costco, cheaper than even Amazon.

4. Get a Refund If You’re Not Satisfied

Costco’s membership policy includes a full refund if you’re not satisfied. This means you can give it a try over the holiday season, and if it doesn’t work out, no worries.

This gives you peace of mind if you’re unsure of the savings. Plus, you can always cancel anytime and receive a full refund—making it a low-risk investment for holiday spending.


Maximise Your Savings: Choose the Right Credit Card

If you’re getting a Costco membership, consider pairing it with a top-rated credit card. Some cards offer no annual fees and up to 2% cash back on purchases, including at Costco, giving you more reason to join. Check out this list of top credit cards for Costco that help you maximise holiday savings.

Final Verdict: Is a Costco Membership Worth It?

If you’re looking to save on holiday essentials, a Costco membership can be a game-changer. With discounted gift cards, affordable gift baskets, bulk holiday groceries, and the option for a refund, there’s little to lose. Try it for the holiday season—you might find you’re saving more than expected.


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